HSN 476 Assignment 1 Health Care Organization and Finance

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The Reasonable Consideration Act (ACA) of 2010, which is otherwise called ‘Obamacare,’ is an extensive change regulation that made health care coverage accessible to additional people by taking out two of the strategies health care coverage organizations used to diminish expenses.HSN 476 Assignment 1 Health Care Organization and Finance

These were barring individuals with previous circumstances and putting ‘lifetime covers’ on endorsers or how much is paid over a people’s lifetime. In light of the ACA, insurance agency needed to permit individuals with previous circumstances and kill lifetime covers. It also made it possible for children up to the age of 26 to remain covered by their parents’ policies. More Americans now have access to health insurance and can see their doctors for preventative care as a result of the Affordable Care Act (ACA) (Rambur, 2015).

The Effect of ACA on medical care association and Money

The effect that the ACA has on medical care associations today may be different while concentrating on it after the Coronavirus pandemic is finished and things return to the ‘new ordinary.’ However, for the time being, this author must rely on studies that evaluate it prior to the pandemic. 

Koku (2020) responds to this inquiry by advising us that before the ACA, uninsured Americans, who experienced a horrendous disease or occasion, needed to seek financial protection connected with high clinical expenses. As a result, hospitals had a greater number of unpaid hospital bills prior to the ACA than they did after it. HSN 476 Assignment 1 Health Care Organization and Finance

Another advantage is that hospitals saw fewer uninsured or self-paying patients following the ACA’s implementation, resulting in fewer unpaid bills. Another significant effect is that the ACA energized clinics and medical care suppliers to eliminate squandering and wasteful practices. 

In addition, the research conducted by Koku in 2020 revealed that contrary to what the opponents of the ACA had predicted, for-profit hospitals saw a significant increase in share value. This is a significant finding since it mirrors the certainty the market was appearing and is inverse to what adversaries were foreseeing. 

How the ACA integrates social determinants of well-being into well-being strategy

 Social determinants of well-being (SDOH) are the conditions individuals are in that influence the dangers connected with well-being. Examining where people live, work, worship, and play is necessary for this. According to the Centers for Disease Control and Prevention (CDC), these conditions are influenced by power, money, and resources obtained at the local, state, national, and global levels. HSN 476 Assignment 1 Health Care Organization and Finance

Gutierrez (2019) examines how the authorization of the ACA has diminished the socially awkward nature when it connects with medical care. It has contacted individuals who were uninsured and underserved therapeutically, which incorporates ethnic minorities or potentially individuals with lower levels of formal schooling. 

This group has benefited from the Affordable Care Act, as evidenced by their decreased reliance on emergency room care over primary care. More adults now have access to reliable and prompt medical care than ever before (Gutierrez, 2019). 

The proposed changes to the current administration’s health care system.

Obamacare is at the top of President Biden’s list of “things to do” even as he tries to get the country out of the Covid-19 crisis. According to Freedman (2021), the Biden administration promises to fix Obamacare and will not call for universal Medicare. Biden prioritizes investing in public health and prevention. Freedman (2021) asserts that only 3% of healthcare expenditures are allocated to public health, with the remaining 97% going toward disease treatment. HSN 476 Assignment 1 Health Care Organization and Finance

Preventative health is strongly supported by primary care health systems in the majority of developed nations. Investing in public health is essential for promoting American health and education. It can likewise distinguish potential medical conditions before medical problems become expensive and persistent illnesses (Freedman, 2021). 

Additionally, Biden wants to reduce and eradicate the exorbitant cost of ACA-subsidized healthcare premiums. It is still excessively costly for some Americans and we really want to figure out how to make it reasonable for all Americans. In his first term, President Biden must address a wide range of issues, including these two. 

Additionally, it’s possible that Americans are more aware of the need to enhance Obamacare and the nation’s health system as a result of Covid-19. This moment could be the opportunity we can at last execute the progressions we want to make Obamacare what the stars have aligned just right (Freedman, 2021). HSN 476 Assignment 1 Health Care Organization and Finance


Centers for Disease Control and Prevention. (2021). About Social Determinants of Health. 


Freedman, D. H. (2021). Can Biden fix America’s health care nightmare? Newsweek Global, 176(8), 22 33. 


Gutierrez, C. M. (2019). The institutional determinants of health: Understanding social inequalities in health under the ACA. Conference Papers – American Sociological Association, 1–42. 


Koku, P.S. (2020). Effect of the Patient Protection and Affordable Care Act on for-profit hospitals in the USA. International Journal of Pharmaceutical and Healthcare 

Marketing, 14 (2), 201-215.


Rambur, B. (2015). Health care finance, economics, and policy for nurses, A foundational guide,  (1st ed.). New York, NY: Springer.